Who Can Join?

Membership in Kiganga IC is open primarily to individuals connected to the Kiganga clan and the Kabututwa family, along with associates who share the club's values and are willing to meet its membership requirements. Connection to the clan or family may be by direct lineage, marriage, or other recognised family ties, while associate membership is generally extended to individuals closely linked to existing members and approved through the club's standard verification process.

Beyond family or clan connection, prospective members are expected to demonstrate a genuine commitment to the club's values of unity, integrity, transparency, and fairness, since the club's lending and investment model depends on members trusting and supporting one another. Applicants are also required to meet any eligibility and verification requirements set out in Kiganga IC's membership policy, which may include identification documents, confirmation of family or clan connection or sponsorship by an existing member, and agreement to the club's minimum savings contribution requirements.

Kiganga IC reserves the right to review and approve membership applications to ensure that new members are aligned with the club's purpose and able to meet their ongoing financial obligations, including regular contributions and, where applicable, loan repayments.